Frequently Asked Questions, Part 1

Can a foster child be insured under my group plan as a dependent?

A ward or foster child is only eligible for coverage if he or she is deemed a dependent under the Income Tax Act.

Can Grandparents who are living with the employee be covered?

Unfortunately, seniors cannot be covered under the group benefit plan.  Their prescriptions are covered under the Alberta Government Seniors plan.  For more information on the Alberta Seniors plan and what they offer, please see website link. http://www.servicealberta.gov.ab.ca/cps

When do benefits stop after termination of employment?

The benefits stop at midnight on the day the employment is terminated.  However, claims incurred prior to termination date may be submitted to the claims department for a period of up to 3 months after the termination date. However, premium for the month will be charged.

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